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Provider of supplemental insurance.

Headquarters: 1932 Wynnton Road
Columbus, GA 31999
Employees: 8,965
CEO: Daniel Amos
Stock Symbol: AFL

Website: http://www.aflac.com

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AFLAC is the leading provider of supplemental insurance, which provides help with expenses not covered by your major medical plan. The company is the number one provider of guaranteed-renewable insurance in the United States and Japan. Its products provide protection to more than 50 million people and go beyond traditional insurance by directly paying claimants with cash benefits.

AFLAC has more than 4,500 people working in the U.S. with over 74,000 licensed agents. It is the top insurance company in Japan based on total policies in force with one of every four households in the country. It covers more than 140,000 small businesses in Japan.

AFLAC offers insurance policies to more than 427,700 U.S. payroll groups.

In 2013, total revenues were $23.9 billion, a 5.6% decline, and net income was $3.2 billion. Revenues declined because of the weaker Japanese yen. Total benefits and claims paid out was $13.8 billion in 2013, down 9.9%.

Chairman and Chief Executive Officer Daniel Amos said: “From a financial perspective, Aflac U.S. continued to perform well for the quarter and for the full year. However, we remain disappointed with sales growth in the United States. With more than 90% of our accounts coming through the small business market, continued low levels of optimism have prompted small employers to remain guarded in their hiring outlook, which limits our universe of potential new policyholders. Additionally, ongoing uncertainties around health care reform implementation have prompted many businesses and consumers to defer decisions related to health care coverage. However, we believe the need for our products remains very strong and we continue to work on helping our distribution reach more employers, both small and large. At the same time, we seek opportunities to leverage our strong brand and relevant product portfolio in the evolving health care environment."

The company has assets over $108 billion.

AFLAC is best known for its many TV commercials featuring a duck. The voice behind the duck was comedian Gilbert Gottfried, who was fired in March 2011 following jokes he made about the Japanese earthquake. Daniel McKeague, a TV ad sales manager from Minnesota, is now the voice of the Aflac Duck after winning a national contest in April 2011.


AFLAC is short for the American Family Life Insurance Company. It was founded on November 17, 1955 by three brothers, John, Paul, and Bill Amos. In its first year of operations, Aflac had 6,426 policyholders and $388,000 in assets. Aflac introduced one of the world's first cancer expense insurance policies in 1958.

Since the 1980s, Aflac has added coverage offerings such as accident/disability, short-term disability, hospital intensive care, hospital confinement indemnity, long-term care, specified health event, life, and dental.


AFLAC offers an open-door management philosophy, excellent benefits, competitive salaries, award-winning training and development classes along with advancement opportunities.

Aflac offers employees a 401(k) plan, with 50% matching up to 6% of their salaries (subject to IRS limitations), an employee stock purchase program, and other financial incentives. There is also the potential for year-end profit-sharing bonuses for all employees, and rewards for tenure and superior performance.

The company has the largest on-site child-care facilities in Georgia: Imagination Station and Imagination Station Too. Together, the facilities have capacity for 540 children.

The company was named one of the Best Companies to Work for in America by Fortune magazine for the 16th consecutive year.

Updated February 5, 2014